Rumson Rd

Rumson | New Jersey

The Heart of

Family Life

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Kaitlyn Cunningham

Presented At

$1,695,000

Bedrooms

Bathrooms

Living

8,265

SQFT

140 Rumson Rd, Rumson, NJ 07760, Rumson, New Jersey, United States. - Photo 1

140 Rumson Rd, Rumson, NJ 07760, Rumson, New Jersey, United States. - Photo 2

140 Rumson Rd, Rumson, NJ 07760, Rumson, New Jersey, United States. - Photo 3

140 Rumson Rd, Rumson, NJ 07760, Rumson, New Jersey, United States. - Photo 4

140 Rumson Rd, Rumson, NJ 07760, Rumson, New Jersey, United States. - Photo 5

140 Rumson Rd, Rumson, NJ 07760, Rumson, New Jersey, United States. - Photo 6

140 Rumson Rd, Rumson, NJ 07760, Rumson, New Jersey, United States. - Photo 7

140 Rumson Rd, Rumson, NJ 07760, Rumson, New Jersey, United States. - Photo 8

140 Rumson Rd, Rumson, NJ 07760, Rumson, New Jersey, United States. - Photo 9

140 Rumson Rd, Rumson, NJ 07760, Rumson, New Jersey, United States. - Photo 10

140

Rumson Rd

Rumson | New Jersey

140 Rumson Rd, Rumson, NJ 07760, Rumson, New Jersey, United States. , Rumson , New Jersey 07760

7 Bedrooms Single Family Detached

THE TERRACES LOCATED ON 3.5 PRIVATE ROLLING ACRES IN DESIRABLE RUMSON. 8265 SQ FT. WITH A EUROPEAN FLAVOR. BRING THIS HOME BACK TO ITS ORIGINAL GLORY. SEVEN BEDROOMS, FIVE FULL, 2 HALF BATHS AND SEVEN FIREPLACES. 14 ROOMS IN THE MAIN HOUSE. DETACHED 3 CAR GARAGE. IN-GROUND POOL WITH SEPARATE POOL HOUSE. POOL HOUSE HAS TWO LARGE ROOMS, LOFT AND FULL BATH. PRICED BELOW ASSESSED VALUE.

Exterior

Property

Gallery

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Property Location

140 Rumson Rd, Rumson, NJ 07760, Rumson, New Jersey, United States., Rumson New Jersey

Local Weather & Climate

Rumson, New Jersey

Current Conditions Updated recently

31 °F

Clear sky

Feels Like 31°F

Humidity 75%

Wind 2 mph

Visibility 6.2 mi

Sunrise 10:52 AM

Sunset 11:11 PM

5-Day Forecast

Tue 24 Mar

Clear

High 44°

Low 31°

Wed 25 Mar

Clouds

High 48°

Low 39°

Thu 26 Mar

Clouds

High 59°

Low 44°

Fri 27 Mar

Clouds

High 56°

Low 47°

Sat 28 Mar

Clouds

High 44°

Low 31°

Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Rumson?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

Home Price

Down Payment

$100,000

Interest Rate

Loan Term

Estimated Monthly Payment $3,160

Monthly Payment Breakdown

Principal & Interest $2,528

Loan Amount $400,000

Total Interest $337,621

Total Cost $737,621

Potential Tax Benefits (United States)

$0 Est. First Year Interest Deduction

$0 Est. Annual Tax Savings

*Based on post-2017 tax law. Actual deductions depend on filing status, itemization, and current tax laws.

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Important Information

This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
Tax benefit calculations are simplified estimates based on general assumptions for United States. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
Tax Year Information: Tax data shown is based on United States tax year 2025 (fiscal year: January-December), rules effective from 2018 through 2025. Tax laws change frequently and may have been amended since this data was compiled.

Tax Information Disclaimer

The tax benefit information displayed on this page is provided for general informational and educational purposes only. This information:

Does not constitute tax advice and should not be relied upon as such. Tax laws are complex and vary by jurisdiction, individual circumstances, and are subject to change without notice.
May not be current or accurate for your specific situation. Tax rules are updated frequently by governments, and the information shown may not reflect the most recent changes.
Uses simplified assumptions that may not apply to your circumstances, including filing status, total income, other deductions, alternative minimum tax considerations, and local tax variations.
Should not be used as the basis for any tax planning decisions or financial strategies without consulting a qualified tax professional licensed in your jurisdiction.

Before making any decisions based on potential tax benefits, you should consult with a qualified tax advisor, certified public accountant (CPA), or licensed tax professional who can evaluate your specific circumstances and provide advice tailored to your situation.

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$169,500,000

140 Rumson Rd, Rumson, NJ 07760, Rumson, New Jersey, United States.

Rumson, New Jersey 07760

7 Beds

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Market Opinion

Ultra Luxury 86.5× median

View prices in:

Our perspective on current market conditions in Rumson. For informational purposes only — always consult a licensed real estate professional before making decisions.

Neutral Market

Balanced conditions. Negotiate wisely.

Buyer Score

Local Market Price Trends

Median home sale prices in Rumson, New Jersey — ZIP code 07760 over the last 24 months. This shows how property values in this neighborhood have changed over time, helping you understand whether the market is appreciating, stable, or cooling.

This property is listed at $169,500,000

Area median: $1,960,000

+0.5% year-over-year (below the 3.5% historical avg)

Market Competition

35 days

Days on Market

Above typical

100.4%

Sale-to-List Ratio

Above asking

Future Value & Wealth Building

Starting investment: $1,695,000 20% down ($339,000)

40.0 years

Double Your Investment

Based on current market trends, your property value could double

$852,108

10-Year Equity

Your potential equity after 10 years of payments and appreciation

$9,022

Monthly Investment

Estimated monthly mortgage payment (principal & interest)

$2,850,716

30-Year Wealth Potential

Total equity after full mortgage payoff with market appreciation

2.5x

Leverage Power

Your $339,000 down payment could grow to $852,108 in equity (10 yrs)

Investment Perspective

$1 → $1.19

Every dollar invested today could become $1.19 in 10 years

$100 → 119 $1,000 → $1,189

$81/day

Your home may appreciate while you sleep

$570/week $2,469/mo $29,630/yr

$100K Investment Comparison (10 Years)

Real Estate (Leveraged)

$195K

S&P 500 Index

$259K

High-Yield Savings

$155K

Real estate leverage: potential -25% advantage over stocks

-$933K

+$852K

$852K Potential Equity

vs $933K lost to rent over 10 years

$339K Down Payment Growth

2.5x

10yr

$852K

4.8x

20yr

$1.6M

8.4x

30yr

$2.9M

Wealth Comparison

×7

Equivalent to 7 average US homes

top 5%

US household wealth ranking

Median: $193K Yours: $2.9M

Time to Double Your Investment (accounting for market cycles)

42.4

years

Conservative

1.65% effective/yr

years

Market-Based Opportunity

1.75% effective/yr

years

Optimistic

3.93% effective/yr

Projected Home Values (adjusted for market cycles)

10 Years

Conservative $2.0M +18%

Market $2.0M +19%

Optimistic $2.5M +47%

$852K est. equity

20 Years

Conservative $2.4M +39%

Market $2.4M +41%

Optimistic $3.7M +116%

$1.6M est. equity

30 Years

Conservative $2.8M +63%

Market $2.9M +68%

Optimistic $5.4M +218%

$2.9M est. equity

Historical Market Context

How current appreciation compares to long-term averages

National Long-Term Average

4.27 %

1967 – 2024

57 years of U.S. home price data

Recent Decade Average

6.5 %

2014 – 2024

Post-recovery bull market

Opportunity Zone

Current 2.6% appreciation is below the national historical average. This market may offer value opportunities.

Projections account for historical market cycles (~12% corrections every 6 years). Effective annual growth after corrections: 1.7%. Market scenario reflects current 2.6% YoY trend from Redfin (Feb 2026). These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Important Disclaimer

The information presented in this Market Opportunity Opinion is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or real estate advice. This analysis represents our opinion based on publicly available data and should not be relied upon as the sole basis for any real estate or investment decision.

No Guarantee of Accuracy: While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the data, projections, or analysis contained herein. Market conditions can change rapidly and unpredictably.

Not Professional Advice: This content does not constitute professional real estate, financial, or investment advice. We strongly recommend consulting with qualified professionals—including licensed real estate agents, financial advisors, attorneys, and tax professionals—before making any real estate or investment decisions.

Past Performance Disclaimer: Historical data and trends presented do not guarantee future results. Real estate markets are subject to numerous factors beyond the scope of this analysis, including economic conditions, interest rates, local regulations, and unforeseen events.

By viewing this information, you acknowledge that you understand these limitations and agree that the property owner, listing agent, brokerage, and platform providers shall not be held liable for any decisions made based on this analysis.

Data from U.S. Census Bureau, World Bank, Zillow, and Redfin | Market data updated Feb 2026

Neighborhood Demographics

ZIP 07760 • 2022 ACS Data

9,613 Population

Median Age: 45.0

$201,534 Median Income

Very High

$1,178,200 Median Home Value

Rent: $1,891

75.1% College Graduates

Very High

Housing

Homeowners 77.4%

Renters 11.6%

Vacancy Rate 11.0%

Employment

5.7% Unemployment

28.9% Work From Home

Education Attainment (Age 25+)

High School+ 99.1%

Bachelor's+ 75.1%

Graduate+ 31.6%

Data from U.S. Census Bureau American Community Survey 2022

Local Market Trends

Real estate market data for Rumson

Warm Market Active market with steady demand

$1,960,000

Median Sale Price

$720

Price per Sq Ft

Avg Days on Market

Data provided by RentCast

Frequently Asked Questions

Common questions about this property

How many bedrooms and bathrooms does 140 Rumson Rd, Rumson, NJ 07760, Rumson, New Jersey, United States have?

This house at 140 Rumson Rd, Rumson, NJ 07760, Rumson, New Jersey, United States features 7 bedrooms with 8,265 square feet of living space.

What is the size of 140 Rumson Rd, Rumson, NJ 07760, Rumson, New Jersey, United States?

This property offers 8,265 square feet of living space.

What is the listing price for 140 Rumson Rd, Rumson, NJ 07760, Rumson, New Jersey, United States?

This property is listed at $169,500,000, which equals $20508 per square foot.

What are the current real estate market conditions in Rumson?

In Rumson, home prices have increased 0.5% over the past year, homes typically sell within 35 days, it's currently a unknown. These market conditions can affect pricing strategies and negotiation opportunities.

Is now a good time to buy a home in Rumson?

Based on current market indicators, Rumson shows an active market. The market opportunity score is 47 out of 100, reflecting factors like price trends, inventory levels, and days on market.

What type of property is 140 Rumson Rd, Rumson, NJ 07760, Rumson, New Jersey, United States?

This is a house located in Rumson, New Jersey. The property is situated in an established neighborhood with convenient access to local amenities and services.